Asset Liability Management

Highland provides each of its pension clients with an asset/liability analysis based on a very detailed review of the client’s actuarial report and financial statements.  This report outlines the probability of achieving the plan goals under the current investment scenario and provides guidelines for the future structure of the investment portfolio that is reflective of the plan’s objectives in light of the asset/liability analysis.  

As a plan fiduciary, Highland has a responsibility to assist the plan sponsor in setting investment policy that is supportive of the plan goals and can be acted upon by the investment managers.  While asset/liability analysis cannot guarantee that plan goals will be fully achieved, it can point to the path that will provide the plan with the best opportunity for achieving success.