Defined Benefit Plans

As a plan fiduciary, Highland works with clients to make better and more informed decisions regarding their defined benefit plan(s).  We emphasize a highly collaborative, proactive approach that involves the plan’s actuary and key client decision makers.

Pension plan decision-making requires a comprehensive understanding of a client’s unique circumstances and key risks.   These risks often include contribution volatility, funding volatility and benefit payment security.  Our objective is to work with clients to optimize their investment portfolio relative to their various risks.

Highland developed a proprietary modeling solution that allows us to conduct comprehensive asset/liability reviews for each of our defined benefit clients.  These studies incorporate all aspects of a pension plan's impact such as income statement, balance sheet, cash flow, and executive compensation rules.  These proprietary tools and risk measures allow us to develop highly customized strategic solutions for each of our pension clients.